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At the $250 price point right now:

• Brand new pre-order Motorola G4 Plus (64GB storage / 4GB RAM)
• New LG G4 (32GB / 3GB) released in 2015
• Refurb Samsung Galaxy S5 (16GB / 2GB), released in 2014

New hotness, a lock to get later versions of Android, but massive, lower specs and untested?

Last year's flagship with a great camera and full warranty, but might not see an update to Android 'N'?

Two-year old flagship of reasonable size (5") and waterproof, but probably only about as powerful as the Motorola, only a 30 day warranty and unlikely to get an update to 'N'?

I'm thinking way too hard about this and my wife is laughing at me.